Grok said buy some T-Bills. Creating an account required a NOTARY and a physical mail in. Then they have a list of auction dates. I purchased by $X before the auction date. Then the date happens and nothing happens. Days go by. Unlike other orders like stock orders, crypto, you get no notification of the status and there’s no where to even check the status. So I transferred the money out of the source account thinking the order was done/failed and I didn’t “win” the auction. Then days later it draws the full amount and the POS overdraws my bank account because the order happened like 5+ days later.

Then after rushing to refund my account, they mail and say ohhh we couldn’t do the transaction despite over drawing my account. making a huge mess. So I get an overdraft fee yet the transaction didn’t go through?

What a shitty process. Their site looks like mid 1990s too. Someone needs to recode that whole thing.

https://treasurydirect.gov/marketable-securities/treasury-bills/